PRIVACY POLICY

FORETAL (MALTA) HOLDINGS LIMITED ("We") are committed to protecting and respecting the privacy of the personal information you choose to provide to us ("Personal Data").

This policy (together with our Site Terms & Conditions and any other documents referred to on it) sets out the basis on which any Personal Data we collect from you, or that you provide to us, will be held by us. Please read the following carefully to understand our views and practices regarding your Personal Data and how we will treat it.

INFORMATION WE MAY COLLECT FROM YOU

We may collect and process the following Personal Data about you:

• Information that you submit on our site www.foretal.com (our site). This includes information provided at the time of registering to use our site and opening an account with us.

• If you contact us, we may keep a record of that correspondence. We may also ask you for information when you report a problem with our site.

• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.

• Details of transactions you carry out through our site and of the fulfilment of our obligations in relation to those transactions.

• Details of payments, account transfers, and account balances.

• Details of your visits to our site including, but not limited to, traffic data, location data, weblogs and other communication data and the resources that you access.

INTERNET PROTOCOL (IP) ADDRESSES AND COOKIES

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users browsing actions and patterns, and does not identify any individual. For the same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer's hard drive. They help us to improve our site and to deliver a better and more personalised service. They enable us:

• To estimate our audience size and usage pattern.

• To store information about your preferences, and so allow us to customise our site according to your individual interests.

• To allow you to carry information across pages of our site and avoid having to re-enter information.

• Within registration allow you to access stored information.

• To recognise you when you return to our site.

• To internally identify you by account name, name, email address, customer ID, location (ID/IP address)

You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site.

Please note that third parties, such as advertisers or sponsors may also use cookies, over which we have no control.

For more information on cookies please refer to www.allaboutcookies.org

WHERE WE STORE YOUR PERSONAL DATA

All information you provide to us using our site is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will use our best endeavours to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be processed by staff operating outside the EEA who work for us or for one of our service providers. Such staff maybe engaged in, among other things, the fulfilment of our obligations to you, the processing of your payment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

USES MADE OF THE INFORMATION

We use information held about you in the following ways:

• To ensure that content from our site is presented in the most effective manner for you and for your computer.

• To carry out our obligations arising from the Site Terms & Conditions entered into between you and us.

• To administer your account, maintain our accounts and records, monitor site usage levels and the quality of the service we provide.

• To allow you to participate in interactive features of our service, when you choose to do so.

• To notify you about changes to our service.

We may also retain such data and may analyse it if asked to do so in order to investigate any actual or suspected criminal activity or, in respect of any event or prediction featured on our site, any threat to the integrity of that event or prediction and/or breaches of the Gaming System Rules or any governmental regulation.

If you are an existing customer, we will only contact you by electronic means (e-mail or SMS). If you are a new customer, and where we permit selected third parties to use your data, we (or they) will contact you by electronic means only if you have consented to this.

If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box during the site registration process.

We do not disclose information about identifiable individuals to our advertisers, but we may provide them with aggregate information about our users (for example, we may inform them that 500 men aged under 30 have clicked on their advertisement on any given day). We may also use such aggregate information to help advertisers reach the kind of audience they want to target. We may make use of the personal data we have collected from you to enable us to comply with our advertisers wishes by displaying their advertisement to that target audience.

All rights in the manner of recording your data (including copyright and database rights) are and shall remain our property.

DISCLOSURE OF YOUR INFORMATION

We may disclose your Personal Data to any member of our Group, which means any subsidiary company (as defined in section 736 of the Companies Act 1985 (UK)) and shall include any director or employee of the Group.

We may disclose your Personal Data to third parties:

• In the event that we sell, transfer or assign our business or assets, in which case we may disclose your personal data to the prospective buyer or transferee/assignee of such business or assets.

• If Foretal (Malta) Holdings Limited or substantially all of its assets are acquired by a third party, in which case personal data held by it about its end-users will be one of the transferred assets.

• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply the Site Terms & Conditions and other agreements; or to protect the rights, property, or safety of Foretal (Malta) Holdings Limited our Group, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

YOUR RIGHTS

You have the right to ask us not to process your Personal Data for marketing purposes. We will usually inform you (before collecting your Personal Data) if we intend to use any Personal Data for such purposes or if we intend to disclose your Personal Data to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes during the registration process or on any forms we may submit to you for the purposes of collecting information. You can also exercise the right at any time by clicking on a 'Tell Foretal' button on the site.

Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

ACCESS TO INFORMATION

You may at any time request a copy of your Personal Data held by us or the Group in accordance with subject access rules in the Data Protection Act 1998 (UK) and the Data Protection Act 2003 (Malta).

CHANGES TO OUR PRIVACY POLICY

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail.

CONTACT

Questions, comments and requests regarding this privacy policy are welcomed and should be communicated with us via a 'Tell Foretal' button on the site.

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